Tiêu điểm tháng 10: Nước rút cuối năm

Sáu tháng đầu năm 2012, bảo hiểm Phi nhân thọ đạt doanh thu 11.513 tỷ đồng, tăng trưởng 12,68%, bảo hiểm nhân thọ đạt doanh thu 8.062 tỉ đồng, tăng trưởng 10,4% là những chỉ số chưa vui đối với ngành bảo hiểm mặc dù đã có nhiều cố gắng vượt qua thách thức suy thoái kinh tế toàn cầu và những khó khăn của nền kinh tế Việt Nam.

Gánh nặng tăng trưởng đang đè lên 3 tháng cuối năm cho các doanh nghiệp bảo hiểm chạy nước rút nhằm hoàn thành kế hoạch năm 2012 đã được hội đồng cổ đông, ban lãnh đạo doanh nghiệp thông qua. Nhiều doanh nghiệp bảo hiểm đã tung ra những biện pháp kích cầu bảo hiểm, như gia tăng dịch vụ chăm sóc khách hàng khuyến mại và thưởng hấp dẫn. Nhiều doanh nghiệp bảo hiểm đã đưa ra gói sản phẩm mới tập trung cho khách hàng cá nhân và nhóm để khai thác dư địa mới ít được quan tâm. Song những biện pháp trên cần có bước đi thận trọng ít nhiều ảnh hưởng tới doanh thu và chi phí của doanh nghiệp bảo hiểm, tiềm ẩn rủi ro, nguy cơ thua lỗ về nghiệp vụ bảo hiểm. Thị trường chứng khoán, thị trường bất động sản vẫn tiếp tục đóng băng, cơ hội đầu tư an toàn đảm bảo sinh lời tốt không nhiều đòi hỏi các doanh nghiệp bảo hiểm phải quản lý danh mục đầu tư, giám sát kiểm soát gắt gao hơn mới có thể tránh khỏi trích lập dự phòng giảm giá đầu từ ngắn hạn và dài hạn.

Song song với việc thúc đẩy hoạt động kinh doanh bảo hiểm các doanh  nghiệp bảo hiểm còn phải thực hiện những quy định mới ban hành tại Thông tư 124, 125 của Bộ Tài chính có hiệu lực từ 1/10/2012 về tiêu chuẩn đội ngũ cán bộ quản lý điều hành, đào tạo đại lý, gia hạn phí kèm thêm phụ lục hợp đồng và các nội dung khác được sửa đổi, bổ sung so với Thông tư 155, 156, 86 trước đây.

Ngày 1/11/2012, Thông tư 151 của Bộ Tài chính sửa đổi bổ sung Thông tư 126 và 103 có hiệu lực, đòi hỏi các doanh nghiệp bảo hiểm phải thay đổi mẫu giấy chứng nhận bảo hiểm bắt buộc trách nhiệm dân sự của chủ xe cơ giới và thực hiện các quy định mới ban hành.

Nước rút để hoàn thành chỉ tiêu cơ bản hoạt động kinh doanh bảo hiểm của doanh nghiệp bảo hiểm đồng thời với việc củng cố, nâng cao năng lực tài chính, đầu tư tài chính, triển khai những quy định mới hướng dẫn thi hành Luật kinh doanh bảo hiểm và chế độ bảo hiểm bắt buộc trách nhiệm dân sự của chủ xe cơ giới là nhiệm vụ trọng tâm của tháng 10 và các tháng cuối năm.

Nguồn Hiệp hội Bảo hiểm Việt Nam

 

182 BÌNH LUẬN

  1. 【引用❤】部落客Berry mom媽媽的40歲換膚大改造//皮秒雷射+紅寶石雷射全記錄 @ ~ 相信悠美 你會更美 ~ :: 痞客邦 :: 皮秒雷射+紅寶石雷射的除斑美肌效果,有這麼厲害!!! 知名部落客 Berry mom犧牲老木的臉蛋證實…真的超有感的!!!! 謝謝Momo這篇讓有機會帶著媽媽去完成這輩

  2. I have been browsing online more than 3 hours today, yet
    I never found any interesting article like yours. It’s pretty worth enough
    for me. In my opinion, if all site owners and bloggers made good content
    as you did, the net will be a lot more useful than ever before.

  3. I’ve been surfing on-line greater than 3 hours today, yet
    I by no means discovered any fascinating article like yours.
    It’s pretty price sufficient for me. In my view, if all
    website owners and bloggers made just right content material as you did,
    the internet will probably be a lot more useful than ever
    before.

  4. Hi there! Quick question that’s entirely off topic. Do you know how to make your site mobile friendly?

    My web site looks weird when browsing from my iphone 4.

    I’m trying to find a theme or plugin that might be able to resolve
    this issue. If you have any recommendations, please share.

    Cheers!

  5. Hi there would you mind letting me know which
    webhost you’re working with? I’ve loaded your blog in 3 different browsers and I must say this blog loads a lot quicker then most.
    Can you recommend a good web hosting provider at a honest price?

    Many thanks, I appreciate it!

  6. I intended to write you this little word to be able to thank you so much over again for those pretty tricks you’ve featured on this page. This has been tremendously open-handed with you to deliver freely precisely what a number of us might have marketed as an electronic book to make some profit for themselves, most notably considering that you could have tried it in case you wanted. These pointers also worked like the easy way to understand that some people have a similar eagerness really like mine to learn lots more with regard to this issue. I’m certain there are numerous more pleasant situations ahead for many who take a look at your blog post.

  7. It’s perfect time to make some plans for the longer term and it’s time
    to be happy. I’ve read this put up and if I could I wish to recommend you some attention-grabbing issues or tips.
    Maybe you could write subsequent articles regarding this article.
    I wish to read even more issues approximately it!

  8. Simply wish to say your article is as astounding. The clearness to your post is just cool and i can suppose you are an expert on this subject. Well along with your permission allow me to grab your feed to keep updated with coming near near post. Thanks 1,000,000 and please carry on the enjoyable work.

  9. In these days of austerity and also relative anxiousness about taking on debt, most people balk contrary to the idea of employing a credit card in order to make purchase of merchandise or even pay for a vacation, preferring, instead to rely on the actual tried along with trusted method of making settlement – hard cash. However, if you have the cash on hand to make the purchase entirely, then, paradoxically, that is the best time for you to use the credit cards for several good reasons.

  10. I have been browsing on-line greater than 3 hours as of
    late, but I never found any fascinating article like yours.
    It’s lovely price sufficient for me. In my view, if
    all site owners and bloggers made just right content material
    as you did, the internet shall be much more useful than ever before.

  11. I together with my guys have been digesting the best information on the website and so the sudden I got a horrible suspicion I had not expressed respect to the website owner for them. These women happened to be for this reason stimulated to study them and have unquestionably been enjoying those things. Thanks for actually being simply thoughtful and then for making a decision on this form of superb things millions of individuals are really desirous to be informed on. Our sincere apologies for not expressing gratitude to you sooner.

  12. I’ve been surfing online more than 2 hours today, yet I never found any interesting
    article like yours. It’s pretty worth enough for me.
    In my view, if all web owners and bloggers made good content as you
    did, the internet will be a lot more useful than ever before.

  13. Good day! I could have sworn I’ve visited this site before but after looking at many of the articles I
    realized it’s new to me. Nonetheless, I’m certainly pleased
    I came across it and I’ll be bookmarking it and checking back
    frequently!

  14. It is perfect time to make some plans for the future and it is time to
    be happy. I’ve read this post and if I could
    I wish to suggest you some interesting things or suggestions.
    Maybe you can write next articles referring to this article.
    I want to read even more things about it!

  15. It’s the best time to make some plans for the future and
    it’s time to be happy. I have read this post and if I could
    I want to suggest you few interesting things or tips. Maybe you
    can write next articles referring to this article.
    I wish to read more things about it!

  16. I’m really impressed along with your writing talents as neatly as with the format
    on your weblog. Is this a paid subject or did you customize it your self?

    Either way stay up the nice high quality writing,
    it is rare to peer a great weblog like this one today..

  17. It’s perfect time to make some plans for the future and it’s time to be happy.
    I’ve read this post and if I could I want to suggest you some
    interesting things or tips. Perhaps you could write next articles referring to
    this article. I want to read even more things about it!

  18. I have been surfing online greater than 3 hours nowadays, but I by no means found any fascinating
    article like yours. It is lovely value sufficient for me.
    Personally, if all website owners and bloggers made just
    right content as you did, the internet can be much more helpful than ever before.

  19. Los Blancos, with captain Sergio Ramos suspended after deliberately collecting a yellow card in the first leg, had been looking to build on a slender 2-1 lead from that game in Amsterdam and stay on course for a potential fourth straight European triumph.

    However, after Raphael Varane’s header rattled the crossbar, Ajax raced into an early lead through Hakim Ziyech before Dusan Tadic set up David Neres for a second in the 18th minute.
    tinyurl
    Real Madrid were forced into two changes when Lucas Vazquez and Vinicius Junior went off injured, with substitute Gareth Bale hitting the post just before half-time.

    Ajax looked to have put the tie to bed when Tadic swept in a brilliant third goal just after the hour – which was eventually given following an extensive Video Assistant Referee review to check if the ball had gone out of play in the build-up.

  20. Inter Rapid Wien live score (and video online live stream*) starts on 21.2.2019. at 20:00 UTC time at San Siro/Giuseppe Meazza stadium, Milan, Italy in UEFA Europa League, Knockout stage – Europe. Here on SofaScore livescore you can find all Inter vs Rapid Wien previous results sorted by their H2H matches. Links to Inter vs. Rapid Wien video highlights are collected in the Media tab for the most popular matches as soon as video appear on video hosting sites like Youtube or Dailymotion. We’re not responsible for any video content, please contact video file owners or hosters for any legal complaints tinyurl.

  21. Ernest Quintana, 78, was at Kaiser Permanente Medical Center in Fremont when a doctor – appearing on the robot’s screen – informed him that he would die within a few days.

    A family friend wrote on social media that it was “not the way to show value and compassion to a patient“.

    The hospital says it “regrets falling short” of the family’s expectations.

    Mr Quintana died the next day.

  22. Theresa May says she has secured “legally binding” changes to her Brexit deal, a day ahead of MPs voting on it.

    But European Commission President Jean-Claude Juncker” warned if the deal was voted down there was “no third chance”.

    They spoke at a joint press conference in Strasbourg after a late meeting.

  23. These three figures — William Rick Singer, Mark Riddell and Rudolph Meredith, respectively — are at the center of the nationwide scandal in which 33 parents are accused of using their wealth and means to help their children game the college admissions system.
    But those three names do not appear anywhere in the complaint text, though the document gives enough clues to make clear who is who. Instead, they are named as Cooperating Witness 1, 2 and 3, and each agreed to plead guilty and to cooperate with the government in the hope of obtaining leniency when they are sentenced, the complaint says.

  24. Trump was surrounded at Friday’s event by officials from Customs and Border Protection as well as surviving family members of those who have loved ones killed by undocumented immigrants. Attorney General William Barr was also at the President’s veto event.
    While some lawmakers including some Republicans — have argued against the President’s use of national emergency powers in this instance, the Justice Department set forth a robust defense of the President’s authority to do so in a letter to Senate Majority Leader Mitch McConnell earlier this month, according to a copy obtained by CNN on Friday.
    “The President acted well within his discretion in declaring a national emergency concerning the southern border,” wrote Assistant Attorney General Stephen Boyd, setting out the legal basis for the proclamation under the National Emergencies Act and additional statutory authorities, which largely tracks an internal memo issued by the Office of Legal Counsel at the Justice Department.

  25. Christina was born in the royal castle Tre Kronor on 18 December S. 8 December] 1626. Her parents were the Swedish king Gustavus Adolphus and his German wife, Maria Eleonora, had already had two daughters—a stillborn princess in 1620, and then the first Princess Christina, who was born in 1623 and died the following year.3] Excited expectation surrounded Maria Eleonora’s third pregnancy in 1626. When the baby was born, it was first thought to be a boy as it was “hairy” and screamed “with a strong, hoarse voice.”she later wrote in her autobiography that, “Deep embarrassment spread among the women when they discovered their mistake.” The king, though, was very happy, stating, “She’ll be clever, she has made fools of us all!”6] From most accounts, Gustav Adolf appears to have been closely attached to his daughter, and she appears to have admired him greatly.

BÌNH LUẬN

Please enter your comment!
Please enter your name here